Using StuCred app you can avail instant loans anytime – anywhere!
Nowadays education expenses are the biggest hole drillers in the pockets of Indians, and so the students whose parents can not fund such a big expense depend on loans. But these loans become more expensive with the heavy interest rate. So StuCred is a boon to students where no interest is charged from them.
StuCred is a golden gateway for your financial freedom and is a ray of hope to all the students.
Why Stucred for Instant loans?
StuCred is a student loan expert. StuCred is a secure app to avail instant, short term loans to empower college students.
Easy one-time verification and authentication
No physical document is required. Here we employ the latest technology to make your registration process quick and easy. The only documents we need are: aadhaar card, college details, pan/ driving license.
Once verified, you can select your desired loan amount from your credit limit and your money can be transferred into the bank account in as little time as 60 seconds.
Expandable Credit Limit
Starting at Rs 500, increase your available credit limit by successfully borrowing and repaying with StuCred.
0% Interest Rate
StuCred loans are cheap at 0% interest rate. Its mission is to empower college students in India, and not add to their burden.
Repay anytime within 30 days
No charge for pre-payment. The quicker you repay, we will be able to help more students!
Build a good Credit Score even before graduation!
You can build a good credit score by using StuCred credit & repaying it on time. This will benefit you when applying for EMIs, personal loans, credit cards in the future and many more!
How does the StuCred app work?
It’s a simple and transparent 4 step process.
STEP 1 – GET REGISTERED
Create your StuCred profile by filling in basic personal details, college information to complete your online user verification.
STEP 2 – LINK YOUR VPA
To avail and to repay the loans we use the most feasible VPA method. Just enter your existing VPA (Virtual Payment Address) or UPI id that is linked to your bank. You are now ready to do transactions!
STEP 3 – BORROW INTEREST-FREE LOAN DIRECTLY TO YOUR BANK ACCOUNT
Once you have completed the above two steps, availing a loan can be done from anywhere at anytime. And that usually doesn’t take more than a minute.
STEP 4 – BUILD YOUR CREDIT SCORE WHILE INCREASING YOUR CREDIT LIMIT
Repay the loans on time to increase your credit limit up to Rs. 30,000 with StuCred. Successful transactions with StuCred helps you increase your credit score for a better future as well.
Thus, we have integrated an extremely easy onboarding process as a lot of unnecessary documentation is avoided. That’s it! It’s similar to how you use a post-paid phone connection. You use it for a month and pay your bill by the due date!
The icing on the cake is our 24*7 customer care, Our customer care officers are available at anytime of the day to assist you with any issues or clarifications you require. You can reach out to StuCred customer care at
Easy processing, Zero delay.
Always welcoming, Come you may!